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Small loan — stability and confidence in unexpected situations

Need to repair your car? Or your fridge suddenly stopped working? A small loan is a great solution for urgent expenses. You can apply for smaller amounts starting from 500 €, with repayment terms ranging from 30 days to 60 months — allowing you to choose a payment plan that fits your income and needs while covering critical costs right away.

You’re free to use the loan as you wish — no need to notify or get approval. No collateral or guarantor is required, making it a faster and more convenient choice compared to other loan products. With an approved application, funds will be credited to your account within minutes.

To qualify, you must be at least 21 years old, live in Estonia, and have stable income. Like any financial product, please review the terms before applying. Additional funding is a smart way to spread sudden expenses over time — if done wisely and responsibly.

Note: new clients can receive their first loan up to 10 000 € for up to 6 months interest-free. For example, borrow 2000 € and repay 2000 €. Learn more about the “First Loan” campaign on our terms page.