Thinking about a vacation? Get up to 10,000 € with 2 months interest-free
First payment
17 september 2025
Placet credit cards — everything included Add Google, Apple, Samsung, and Garmin Pay
No contract fee Limit up to 10 000 €. Withdraw funds 24/7
Our best card – limit up to 10000 € Bonus: enjoy up to 45 days interest-free
Do you have an account with Revolut, Paysera, or N26? Get a loan and make repayments directly from these accounts
Now up to 10 000 € interest-free Offer valid for new customers only
Choose your credit limit:
Open a line of credit today and enjoy a 2-month interest-free period. Your first invoice will be due only after 3 months! No contract or extra fees.

Services

Laen.ee offers fast and convenient loans to private individuals and businesses — all without leaving home.

Laen.ee loans are designed based on extensive experience and the needs of both new and returning customers. No hidden fees, clear terms, and a simple application process.

  • Laen.ee credit card

    Credit card

    The Placet credit card is a reliable solution when you need funds urgently. Choose from two card types: the White card offers 2% cashback on all purchases, while the Black card provides up to 45 days of interest-free credit. Apply and receive your card from the comfort of your home.
  • Laen.ee line of credit

    Line of credit

    A personal credit limit that allows you to transfer money to your bank account at any time. The line of credit limit and duration can be adjusted. Funds are transferred within minutes, and interest is charged only on the amount used.
  • Laen.ee consumer loan

    Consumer loan

    A flexible small loan without collateral. Whether for a car, travel, or home improvement, a consumer loan gives you a set amount for a fixed term — to use however you need.
  • Laen.ee quick loan

    Quick loan

    A convenient way to get financial help — borrow up to 1000 € for a short period. Ideal for urgent expenses or unexpected costs. With a quick application process, the money arrives in minutes.
  • Car loan – for buying or repairing a vehicle

    Car loan

    With a car loan, you can get the vehicle you need — whether it's a car, moped, or small van. The application process is quick and easy. No long waiting times, and the keys will be in your pocket in no time. Your dream car is just a few steps away!
  • Placet Installments – pay for goods and services at your own pace!

    Installment

    Need to make an urgent purchase – from appliances to tools? Don’t postpone it. Placet Installment helps you buy now and pay later, with 0% down payment and up to 72 months to repay.
  • Refinancing loan

    Refinancing loan

    Refinancing helps when you’re tired of tracking multiple loan payments and want to manage everything with a single monthly payment. We’ll combine your existing loans and lower your monthly cost — leaving you with just one, more affordable loan payment. Refinancing applies to quick loans, consumer loans, leasing, and installment plans.
  • Business loan

    Business loan

    An unsecured business loan of up to 50 000 € that can be used for business operations, purchasing equipment, investing, or other company needs. A business loan is a convenient and flexible solution for companies — submit your application and receive a response within one hour! Laen.ee offers fast decisions and no unnecessary bureaucracy.

Applying for a loan is quick and easy

  1. Choose the amount and term
  2. Submit application
  3. Money in your account quickly
Ordering a Laen.ee credit card is easy