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Health loan — take care of your well-being

Health is your most valuable asset — take care of it. Whether it’s time to begin dental treatment, undergo laser eye surgery, book a long-postponed health check-up, or take steps to feel more confident in your own body, a health loan can support your journey to better well-being. Since medical procedures can be costly and often urgent, a health loan provides quick and accessible extra funding when it’s needed most. Note that your first loan of up to 10 000 € for up to 6 months is completely free — 0%

You decide how to use the health loan. There are no usage restrictions or requirements to report your spending. The application process is quick and fully online, with approval typically within an hour and the funds transferred to your account in minutes. It’s also ideal for covering unexpected medical bills, such as a large invoice for dental work.

The health loan is an unsecured small loan with favorable terms. It doesn’t require a down payment, collateral, or guarantor — making it especially convenient in urgent situations. To qualify, you must reside in Estonia, be over 21, have stable income, and no active payment defaults.

New customers can receive their first loan up to 10 000 € interest-free for a term of up to 6 months. For example, borrow 2000 € and repay 2000 €. Learn more about the “First Credit” campaign on our terms page.