What is a line of credit?
A line of credit is a virtual credit card with a limit of up to 5000 €.
You only need to apply once, and you can transfer money to your bank account at any time. Interest is charged only on the amount you use.
You only need to apply once, and you can transfer money to your bank account at any time. Interest is charged only on the amount you use.
- The line of credit agreement is indefinite and signed only once.
- Signing the agreement is free of charge.
- Minimum limit – 200 €. Maximum limit – 10000 €.
- The fixed interest rate is determined individually.
- You can use your selected credit limit either in full or in parts.
- Money arrives in your account within minutes.
- Interest is charged only on the amount used.
- You can repay the loan early and save on interest.
- After the full loan amount is repaid, your line of credit remains active.
- Having a line of credit ensures that you always have additional funds available for unplanned expenses.