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What is a line of credit?

A line of credit is a virtual credit card with a limit of up to 5000 €.
You only need to apply once, and you can transfer money to your bank account at any time. Interest is charged only on the amount you use.
  • The line of credit agreement is indefinite and signed only once.
  • Signing the agreement is free of charge.
  • Minimum limit – 200 €. Maximum limit – 10000 €.
  • The fixed interest rate is determined individually.
  • You can use your selected credit limit either in full or in parts.
  • Money arrives in your account within minutes.
  • Interest is charged only on the amount used.
  • You can repay the loan early and save on interest.
  • After the full loan amount is repaid, your line of credit remains active.
  • Having a line of credit ensures that you always have additional funds available for unplanned expenses.